📅 FREE 3-Day Challenge Starts in:
How American Families Earning $100K+ Can Start Building A Million-Dollar Net Worth In Just 3 Days - Even Without Knowing Where Half Their Paycheck Goes Every Month
A free 3-day challenge where I show you how to find up to $2,477/month leaking from your accounts - and redirect it to build wealth automatically in 30 mins/month.
This FREE Challenge Reveals:
✅ The 3 categories of invisible spending responsible for the majority of hidden leaks in $100K+ households - and why no app, spreadsheet, or advisor has ever shown them to you.
✅ Why families earning $100K+ stay decades behind on retirement - even when they're investing - and the single shift that closes the gap faster than earning more.
✅ The "holy shit!" moment when you find what happens to your millionaire date on redirecting even $1,000/mo in hidden money.
100% Free | Live April 22 - 24 | 8PM EST
📅 FREE 3-Day Challenge Starts in:
How American Families Earning $100K+ Can Start Building A Million-Dollar Net Worth In Just 3 Days
A free 3-day challenge where I show you how to find up to $2,477/month leaking from your accounts - and redirect it to build wealth in just 30 mins/month.
Free | Live April 22 - 24 | 8PM EST
This FREE Challenge Reveals:
✅ The 3 categories of invisible spending responsible for the majority of hidden leaks in $100K+ households - and why no app, spreadsheet, or advisor has ever shown them to you.
✅ Why families earning $100K+ stay decades behind on retirement - even when they're investing - and the single shift that closes the gap faster than earning more.
✅ The "holy shit!" moment when you find what happens to your millionaire date on redirecting even $1,000/mo in hidden money.
In Just 3 Days, I'll Teach You The
"Hidden Money Millionaire" Method I've Used To Go From -$304K In Debt To $1M+ Net Worth In Just 7 Years (On A Regular 6-Figure Salary)...
...Then Give You My Proven Step-By-Step System So You Can Start Building Your Million-Dollar Portfolio - In Just 30 Mins/Mo
Here's The Schedule
And Sessions For The
"Hidden Money" Millionaire Challenge
Day 1: April 22
Find Your "Hidden" Money
We'll walk you through discovering where your money actually goes every month.
People find up to $2,477/month they DIDN'T know existed.
Day 2: April 23
See Your Millionaire Date
We'll calculate your exact "freedom" number - where money anxiety disappears and you can say "yes" to what matters without worry.
You'll see your personalized millionaire timeline and the simple monthly steps to achieve it as fast as possible.
Day 3: April 24
Map Your 30 Min/Month System
You've found the money. You've seen the math. Now you'll map the system that makes it automatic.
This is how 2,950+ families run their finances in 30 minutes a month.
In Just 3 Days, I'll Teach You The
"Hidden Money Millionaire" Method I've Used To Go From -$304K In Debt To $1M+ Net Worth In Just 7 Years (On A Regular 6-Figure Salary)...
...Then Give You My Proven Step-By-Step System So You Can Start Building Your Million-Dollar Portfolio - In Just 30 Mins/Mo
Here's The Schedule
And Sessions For The
"Hidden Money" Millionaire Challenge
Day 1: April 22
Find Your "Hidden" Money
We'll walk you through discovering where your money actually goes every month.
People find up to $2,477/month they DIDN'T know existed.
Day 2: April 23
See Your Millionaire Date
We'll calculate your exact "freedom" number - where money anxiety disappears and you can say "yes" to what matters without worry.
You'll see your personalized millionaire timeline and the simple monthly steps to achieve it as fast as possible.
Day 3: April 24
Map Your 30 Min/Month System
You've found the money. You've seen the math. Now you'll map the system that makes it automatic.
This is how 2,950+ families run their finances in 30 minutes a month.
You Earn Enough -
So Why Doesn't It Ever Feel Like It?
If you're like a lot of people earning $100K+, you make good money for a reason...
You're good at what you do.
And then you come home and you can't explain where last month's paycheck went.
Maybe you've tried the obvious fixes...
Mint.
YNAB.
A color-coded spreadsheet.
"I'll be more intentional this month!"
Yet nothing changes.
The quiet feeling of "I should be further ahead by now" doesn't go away.
There's A Reason For It...
Imagine opening your banking app and knowing exactly where every dollar went last month.
Not a guess. Not a "range."
The actual number.
You know the month and year your portfolio crosses a million dollars...
The right amounts move to the right accounts, in the right order - automatically.
You and your partner look at the same dashboard and make decisions from the same numbers.
No more "we should really sit down and figure this out."
It's already figured out.
You didn't earn more to get here. You didn't cut your lifestyle.
You simply found the money that was already yours - but you couldn't see it till now - and put it to work.
On April 22nd, I'm taking families earning over $100K+ a year through the exact process:
First, I'll show you how to find the money "hiding" in your current income.
Then, how to calculate your personal millionaire date (down to the month and year).
And we'll wrap up with the system that makes all of this automatic - and runs in as little as 30 minutes a month.
All step-by-step. LIVE.
100% Free | Live April 22 - 24 | 8PM EST
You Earn Enough -
So Why Doesn't It EVER Feel Like It?
If you're like a lot of people earning $100K+, you make good money for a reason...
You're good at what you do.
And then you come home and you can't explain where last month's paycheck went.
Maybe you've tried the obvious fixes...
Mint.
YNAB.
A color-coded spreadsheet.
"I'll be more intentional this month!"
Yet nothing changes.
The quiet feeling of "I should be further ahead by now" doesn't go away.
There's A Reason
For It...
Imagine opening your banking app and knowing exactly where every dollar went last month.
Not a guess. Not a "range."
The actual number.
You know the month and year your portfolio crosses a million dollars...
The right amounts move to the right accounts, in the right order - automatically.
You and your partner look at the same dashboard and make decisions from the same numbers.
No more "we should really sit down and figure this out."
It's already figured out.
You didn't earn more to get here. You didn't cut your lifestyle.
You simply found the money that was already yours - but you couldn't see it till now - and put it to work.
On April 22nd, I'm taking families earning over $100K+ a year through the exact process:
First, I'll show you how to find the money "hiding" in your current income.
Then, how to calculate your personal millionaire date (down to the month and year).
And we'll wrap up with the system that makes all of this automatic - and runs in as little as 30 minutes a month.
All step-by-step. LIVE.
100% Free | Live April 22 - 24 | 8PM EST
MEET YOUR HOST
Brennan "Budgetdog" Schlagbaum
The CPA Who Was $304,000 in Debt
I used to work at Deloitte. Charged 5-6 figures to manage other people's money.
But my wife and I were $304,000 in debt. And had no clue where our own money was going...
...despite earning nearly $100k+ a year.
I finally snapped the night my boss walked out of his office and said:
"Hey, I'll be back... I'm gonna go call my kids to put them to bed."
It crushed me.
"What are we even doing here?"
I Called My Wife On My Way Home And Told Her I Was Going To Quit Deloitte After That Year...
But first, we had to figure out where our money was disappearing every month...
...wipe out $304K in debt...
...and build a safety net.
All while working 50-60 hours a week.
That's when I built the first version of the system you'll see inside this free 3-day challenge.
Since then, we've refined and taught it to 2,950+ American families.
Our Students Finds Up To $2,477/Mo In "Hidden" Money They Didn't Know They Were Losing.
20.2% of all our students have already built million dollar portfolios.
Others have increased their net worth by an average of $79.9K in as little as 6 months.
The system is so hands-off by now...
...that when my daughter was diagnosed with a rare genetic disorder, it ran on its own for MONTHS.
Expenses got tracked.
Payments got made.
Investments grew.
While my wife and I did the only thing that mattered:
Being there for our daughter.
THAT is the system you'll learn inside this free 3-day challenge - step-by-step, live.
I call it...
MEET YOUR HOST
Brennan "Budgetdog" Schlagbaum
The CPA Who Was $304,000 in Debt
I used to work at Deloitte.
Charged 5-6 figures to manage other people's money.
But my wife and I were $304,000 in debt. And had no clue where our own money was going...
...despite earning nearly $100k+ a year.
I finally snapped the night my boss walked out of his office and said:
"Hey, I'll be back... I'm gonna go call my kids to put them to bed."
It crushed me.
"What are we even doing here?"
I Called My Wife On My Way Home And Told Her I Was Going To Quit Deloitte After That Year...
But first, we had to figure out where our money was disappearing every month...
...wipe out $304K in debt...
...and build a safety net.
All while working 50-60 hours a week.
That's when I built the first version of the system you'll see inside this free 3-day challenge.
Since then, we've refined and taught it to 2,950+ American families.
Our Students Finds Up To $2,477/Mo In "Hidden" Money They Didn't Know They Were Losing.
20.2% of all our students have already built million dollar portfolios.
Others have increased their net worth by an average of $79.9K in as little as 6 months.
The system is so hands-off by now...
...that when my daughter was diagnosed with a rare genetic disorder, it ran on its own for MONTHS.
Expenses got tracked.
Payments got made.
Investments grew.
While my wife and I did the only thing that mattered:
Being there for our daughter.
THAT is the system you'll learn inside this free 3-day challenge - step-by-step, live.
I call it...
The "Hidden Money" Millionaire Challenge
How You Can Build A Million-Dollar Portfolio With The Money "Hidden" In Your Existing Income - Using A System That Runs in Just 30 Mins/Month.
Over 3 days, you'll do the same guided exercises that 2,950+ families have done to find, project, and automate the money hiding in their current income.
You will have homework. You will need to take action. This is not a webinar.
100% Free | Live April 22 - 24 | 8PM EST
Here's What You'll Learn (And Do) Over The 3-Days Of The Challenge:
DAY 1: Find Your "Hidden" Money
April 22 | 8PM
You'll do a guided look-back of your actual spending.
This is the exercise that's found up to $2,477/mo (or $29,724/year!) in hidden money for the families who've done it.
The specific method I use to find money that Mint, YNAB, and spreadsheets miss - and why most families find their first leak within the first hour.
The 3 categories of invisible spending that account for the majority of hidden leaks in $100K+ households - you'll check all three against your own numbers.
Your personal "hidden money number" - the exact monthly dollar amount your family is losing without knowing it. You'll calculate it live, on Day 1.
Day 2:
See Your Millionaire Date
April 23 | 8PM
You'll take the money you found on Day 1 and project it forward.
This is the day you change how you think about your income forever.
Your personal "Financial Freedom Number" - the exact net worth target that could make work optional for your household. Not a generic benchmark. Your number.
What happens when you redirect your hidden money into investments and let it compound for 10, 20, and 30 years - the gap between your current trajectory and what's possible is wider than you think.
The reason many $100K+ families are decades behind on retirement - and the one recalibration that moves the needle more than a raise ever will.
Day 3:
Map Your 30 Min/Month System
April 24 | 8PM
You've found the money. You've seen what it becomes.
Now you'll see the automated system that plugs the leaks, routes the money, and runs without willpower - in just 30 mins/mo
The automatic flow that moves the right amounts to the right accounts in the right order - every month, without you touching it.
Why every past attempt at "being more disciplined" with money failed - and what replaces discipline permanently.
The 30-minutes-a-month maintenance model: what it looks like, what you check, and why the system survives even if you ignore it for months.
Here's What You'll Learn (And Do)
Over The 3-Days:
DAY 1
April 22 | 8PM
You'll do a guided look-back of your actual spending.
This is the exercise that's found up to $2,477/mo in hidden money for the families who've done it.
The specific method I use to find money that Mint, YNAB, and spreadsheets miss - and why most families find their first leak within the first hour.
The 3 categories of invisible spending that account for the majority of hidden leaks in $100K+ households - you'll check all three against your own numbers.
Your personal "hidden money number" - the exact monthly dollar amount your family is losing without knowing it. You'll calculate it live, on Day 1.
DAY 2
April 23 | 8PM
You'll take the money you found on Day 1 and project it forward.
This is the day you change how you think about your income forever.
Your personal "Financial Freedom Number" - the exact net worth target that could make work optional for your household. Not a generic benchmark. Your number.
What happens when you redirect your hidden money into investments and let it compound for 10, 20, and 30 years - the gap between your current trajectory and what's possible is wider than you think.
The real reason many $100K+ families are decades behind on retirement - and the one recalibration that moves the needle more than a raise ever will.
DAY 3
April 24 | 8PM
You've found the money. You've seen what it becomes.
Now you'll see the automated system that plugs the leaks, routes the money, and runs without willpower - in just 30 mins/mo
The automatic flow that moves the right amounts to the right accounts in the right order - every month, without you touching it.
Why every past attempt at "being more disciplined" with money failed - and what replaces discipline permanently.
The 30-minutes-a-month system: what it looks like, what you check, and why the system survives even if you ignore it for months.
⚠️
All sessions are live.
Replays expire 24 hours after each session.
Show up live or you'll miss the exercises.
⚠️
All sessions are live.
Replays expire 24 hours after each session.
Show up live or you'll miss the exercises.
This Challenge Is Built For People Who DO The Work.
You'll have homework every night.
You'll run your own numbers.
You'll build your own plan.
The people who show up and follow through walk away with a completely different picture of their money - and a system to act on it.
The people who just watch?
They could've read a blog post.
100% Free | Live April 22 - 24 | 8PM EST
Here's Everything You Get
When You Register - FREE!
Hidden Money Millionaire:
3 Days, 6 Bonuses
3 Days of Live Training With Brennan
Do the work in real time with a CPA guiding every step - so you walk out of each session with answers, not more questions.
Homework Assignments
Specific actions to complete between sessions that turn what you heard into numbers you can see - so by Day 3 you have a real plan, not just more notes.
Plus 6 Bonuses 🎁
100% Free | Live April 22 - 24 | 8PM EST
🎁 PLUS 6 Bonuses That Will Help You During These 3 Days
FREE BONUS #1
Hidden Money Checklist
A pre-challenge checklist that primes you for the look-back - so your Day 1 exercise is faster and you don't miss the leaks most families overlook.
FREE BONUS #2
"What's
Your Spending Personality?" Quiz
A 5-minute quiz that reveals your emotional spending type - the unconscious pattern behind why your money disappears even when you "know better."
FREE BONUS #3
A Free Seat for Your Spouse or Partner
Bring the other decision-maker into the room - so you leave the challenge aligned on the same numbers instead of having to explain it all later.
FREE BONUS #4
Private Skool Community Access
Connect with other $100K+ families doing the challenge alongside you - share what you're finding, compare notes, and stay accountable through all 3 days.
FREE BONUS #5
CHALLENGE Workbook
Packed with daily actionable steps for all 3 days, so you never feel lost or overwhelmed during the Challenge.
FREE BONUS #6
24-Hour Replay Access
Rewatch any session within 24 hours if you want a second pass - so nothing slips through the cracks on the exercises that matter most.
100% Free | Live April 22 - 24 | 8PM EST
2,950+ Americans Are Using This System To Build Million Dollar Portfolios
Paid Off $40,000+
In Credit Card Debt
$25,980/year In Passive Income
Fired His Financial Advisor - Net Worth Grew By $100K
Found $2,000/Month In
"Free Money"
Grew Net Worth From $288K To $716K In 2 Years
Crossed The $1M Net Worth Threshold
* Results shown are from Budgetdog Academy members. Individual results vary based on starting point, effort, and engagement. This challenge teaches the same core principles.
100% Free | Live April 22 - 24 | 8PM EST
FAQ
Who is this for?
Any American family or individual earning $100K+ who knows they should be further ahead financially. You're not broke. You're not reckless. Something just isn't adding up... and you've never had the right tool to figure out what. That's exactly what the challenge helps you solve.
I have a lot of debt. Does this work for people in my situation?
I built this system while $304,000 in debt. High income plus debt often means the highest potential to find hidden money - because the leaks are bigger and harder to see at scale. You're not behind the curve for this. You might be the best candidate in the room.
Do I need my spouse or partner to do it with me?
Not required. But every registration includes a free partner seat because the families who do this together consistently find more and implement faster. If money is a source of tension, this gets you looking at the same numbers. If you're already aligned, this accelerates everything.
My income is inconsistent. Will this still work?
Inconsistent income (commission, self-employed, freelance) is one of the most common situations we help our students with. The system is percentage-based, not fixed-dollar. When you earn more, more gets routed. When you earn less, it adjusts. The system works on any income pattern.
I've tried Dave Ramsey, YNAB, Mint, spreadsheets. Why would this be different?
Those tools track where your money went. The look-back finds where it's leaking - a completely different exercise. Tracking tells you that you spent $900 on groceries. The look-back finds the $1,400/month going to things you can't even remember. That's why families who failed at every app still found up to $2,200/month through this process.
My situation is complicated. Can I still do this?
Complicated financial situations such as divorce, bankruptcy, inheritance, business income typically hide more invisible money, not less. The system doesn't need a clean starting point. It works with whatever your reality is right now.
What platform is the challenge on? What do I need?
The live sessions are on an app called Demio. You need a device, an internet connection, and access to your bank/credit card statements for the Day 1 exercise. No special software. No downloads.
What's the schedule?
April 22nd - 24th. Sessions start at 8PM EST / 5PM PST. Each session is approximately 60 minutes. Homework is assigned at the end of each day.
What if I miss a day?
Your ticket includes 24-hour replay access for each session. But the challenge is designed to be done live. The exercises, the homework, the momentum - all of it works better in real time. If you can be there live, be there live.
Is my information safe? Do I have to share my financials with anyone?
You don't need to share your numbers with anyone. Not with me, not with the group, not in any chat. The look-back analysis on Day 1 is completely private - between you and your screen. Nobody sees your finances but you.
100% Free | Live April 22 - 24 | 8PM EST
Still Thinking It Over? Read This👇
The most common reason people don't register:
"I don't have time for a 3-day challenge."
Each session is 60 minutes. That's 3 hours total.
You likely spend more than that every month wondering where your money went.
This is 3 hours to STOP wondering. For good.
The system you'll see on Day 3 runs on 30 minutes a month once you set it up.
And yes - the challenge and everything inside is actually free.
I will mention a paid program towards the end of the challenge.
But there's zero obligation or pressure to apply. The challenge is built to deliver real results whether you spend another dollar or not.
100% Free | Live April 22 - 24 | 8PM EST
Every Month You Wait Is Money You'll Never Get Back.
The hidden money leaking from your accounts right now doesn't pause while you think it over.
It keeps compounding in the wrong direction.
$2,477/month left invisible for one more year is $29,724 you could have redirected toward building your million-dollar portfolio.
Left invisible for five years...
The compounding cost is a number so many families don't want to see.
3 days.
Your hidden money number.
Your millionaire math.
The full system.
All free.
All happening LIVE - starting April 22nd @ 8PM EST.