FREE ONLINE EVENT | VIRTUAL. INTERACTIVE.
Free 60-minute event reveals: The Counter-Intuitive Strategy That Took Me From $304k In Debt To "Middle-Class Millionaire" In 7 Years
National Bestselling Personal
Finance Author Reveals:
How nearly anyone can turn a 6-figure salary into a 7-figure net worth in 8 simple steps
Even if you think you're "bad at budgeting"...
In this FREE workshop, I'll break down:
My proven investing system that consistently beats "expert" traders
The exact automations that cut my money management to 30 minutes / month
Why your attachment style matters more than income for building wealth (and how I hacked my subconscious for abundance)
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“I’ll show you the Automated Financial System my wife and I used to pay off $304,000 in debt - including paying off our home - to be debt-free millionaires by age 30.” - Brennan Schlagbaum, USA Today Bestselling Personal Finance Author.
August 12th at 8PM EST at | Limited to 1,000 Families
WHAT YOU'LL DISCOVER IN THIS FREE 60-MINUTE WORKSHOP
The "S.I.M.P.L.E Fund Solution" that turned my paycheck leftovers into over $1 million over 7 years (Warren Buffett recommends this approach, but 97% of advisors won't tell you about it)
Why I threw away my CPA textbooks and did the OPPOSITE of what they taught about debt payoff—and how I eliminated $76k in 1 year (individual results vary)
What NEVER to say when you call Vanguard—unless you want to get transferred to a salesperson who'll try to put you in high-fee funds
Why March 2020 was the best thing that happened to my portfolio—and the 4-word investing rule I followed while others panic-sold
The "Proven Portfolio" strategy: how just basic index funds have historically beaten most professional fund managers over the last decade
The monthly routine I used to automate my finances—now takes me 30 minutes per month to manage everything
3 specific words I add to my budget categories that changed how I think about spending (this mindset shift was crucial for me)
How to calculate your potential "Millionaire Timeline" based on your current situation (we'll do this together, but remember: no guarantees in investing)
Are you paying too much in investment fees? The 5-second calculation that shows what fees really cost over time
How I've helped 1,819 families implement this system—though individual results vary based on income, consistency, and market conditions
What you'll learn at this event:
High-earner, not yet rich? If you’re struggling with finances despite your $100K income, this is for you.
How to set up an automated system for becoming a debt-free millionaire so you can retire young, and retire rich (do this once and everything changes).
Uncover an “extra” $19K per year in found money you didn’t know you had.
Where to invest, even if you know nothing about investing (financial advisors do NOT want you to know this).
The major money mistake most people make that keeps the average person broke and in debt forever (break this habit immediately).
And so much more!
Sign Up Now. Take The Challenge June 9-11, 7pm EST
Note: These are strategies that worked for me. Individual results vary. This workshop is educational only, not personalized financial advice.
You'll Even Get A Few Gifts For Just Showing Up
LIVE ATTENDEE BONUSES (First 1,000 Only)
BONUS #1: The "Paycheck to Portfolio" Calculator
The exact Excel template I use to track all $4,125,727.93 across accounts. Shows your real net worth and projects your millionaire date. Auto-calculates how much to invest based on YOUR numbers.
Past students paid: $197 | Live attendees: FREE
BONUS #2: The "Money Personality Decoder" Assessment
Discover which of the 4 money personalities is sabotaging your success (plus the 15-minute fix for each type). Based on financial psychology research with our behavioral therapist. 93% of money problems are behavioral, not mathematical—this shows you exactly what's been holding YOU back.
Past students paid: $127 | Live attendees: FREE
BONUS #3: The "Debt Destroyer" Amortization Tool
My CPA-grade spreadsheet that shows exactly when each debt dies. Saved me $67,000 in interest. Includes the psychological hack that made paying off $304k pain free.
Past students paid: $147 | Live attendees: FREE
BONUS #4: The "30-Minute Money Meeting" Template
The exact monthly routine I use to manage everything. Includes my personal checklist, account review template, and the 3 numbers that matter most. Turns chaos to clarity in 30 minutes or less.
Past students paid: $97 | Live attendees: FREE
Total Value: $568
Your Investment: 60 minutes of your time
Live attendees only because I'll be explaining how to use them during the workshop. No replays.
THE Truth Is, The "Middle Class" Is Getting Left Behind
Making $100k+ a year SHOULD make you feel middle-class rich...
But most Americans earning $100k+ are still struggling.
You're not alone.
Last week, I polled my 927,890+ followers on Instagram:
Some of the results made me sick:
1. $121k/yr → $1,200 in savings (can't replace a broken AC unit)
2. $175k/yr → $3,500 in savings (one emergency from bankruptcy)
3. $370k/yr → $175k in debt ("my wife still doesn't know")
Unfortunately... this is the "new normal":
53% of Americans live paycheck to paycheck.
59% of Americans can't afford a $1,000 emergency.
32% of Americans will work until they die.
But politicians STILL tell us this is the "American Dream" we're supposed to be rooting for.
The problem is...
We've been sold on a solution that hasn't worked since the 90's:
That might've worked when you could buy a house for a lucky quarter and some twine...
But between:
-> Inflation hitting record highs
-> Wages staying stagnant for decades
-> housing costing radically more
It feels impossible to stay afloat, let alone "get ahead".
But here's what they don't want you to know:
While 78% of six-figure earners live paycheck to paycheck...
A select few smart families are quietly becoming millionaires.
Same salaries. Same jobs.
The only difference is they're using a completely different system.
I discovered it by accident in 2015.
It does all the heavy lifting for me.
So all I have to do is review it for 30 minutes per month.
And the crazy part is...
It has consistently beat "expert traders" since I started using it...
While everyone else argues about the economy, we're getting rich off it.
Ready to become the one person that changes your family for generations?
Who Am I To Teach You This?
Founder of Budgetdog Academy, USA Today National Best Selling Author, Licensed CPA, and Host of Money on My Mind Podcast
Founder of Budgetdog Academy, USA Today National Best Selling Author,
Licensed CPA, and Host of Money on My Mind Podcast
AS SEEN ON
You may see that stuff above.
But the truth is, I'm nobody special.
Just a proud husband, father, and CPA from Kentucky who figured out something important:
Building wealth isn't about being special. It's about following a system that works.
And the way I figure that out wasn't sexy.
2015: I was 23, making $50k out of college, and drowning in $304k of debt. My wife Erin ate dinner alone most nights while I reviewed audit papers until midnight. We wanted to start a family but couldn't afford it.
2016: Had our "kitchen table moment." Built our first real budget. Discovered we were spending money on... nothing. Paid off $76k that year using what I now call the "Zero-Based Blueprint."
2017: Finally passed my CPA exam after failing 3 times. Dove across my kitchen floor at 4:30am when I found out. Started investing seriously.
2019: Started Budgetdog from a church stoop in Cincinnati (while doing demolition for side money). Posted my first Instagram with a picture of my dog. Was investing every spare dollar I had.
2022: Hit $1 million net worth at age 30. Quit Deloitte and paid off our house in the same week. Logan had her first seizure and changed our entire perspective on time and money.
2023: Erin quit her 9-5. We moved to Texas for Logan's medical care. The business 10x'd while we lived in hospitals. Turned our pain into purpose.
Today: $4,125,727.93 net worth. Two daughters who'll never know financial stress. Everything managed in just 30 minutes per month.
The system I stumbled into has now helped 2,175 "every day" families build their own wealth—not overnight, but consistently. They've paid off debt, automated investing, and created their own "millionaire timelines."
(Obviously, results vary. Some move faster, some slower. But everyone who follows the system makes progress.)
I'm not promising you'll match my results. Markets change. Situations differ.
But what I am promising is:
In 60 minutes, you'll understand exactly how money works. How to build wealth on a W-2. How to make your income work for you instead of against you.
Because if a regular guy from Kentucky can go from negative $304k to positive $1M in 7 years...
Why wouldn't you be able to?
Still skeptical? Good. You should be. That's why this workshop is free.
Come see if what I teach makes sense for you. No pressure, no gimmicks, just math and systems that work.
AS SEEN ON
There's a hidden problem in our country right now keeping people poor...
There's an epidemic sweeping the United States and its not some sickness or disease...
It's Americans getting crushed by the lack of knowledge in their finances and living life stressed, unsure and overwhelmed.
Did you know 58% of Americans live paycheck to paycheck?
What's worse?
That there are more people now than EVER before making over $100,000 a year, living in these conditions.
But why?
Is it inflation?
Government?
Cost of goods?
Those can be a factors, but what's really killing America's freedom...
Financial illiteracy.
Most people don't know the first thing about handling their finances.
We weren't taught this in school, so where are we supposed to learn it?
Without the knowledge how can we improve our situation.
Without the 'know how', how can we be sure we are making the right decisions for our future.
Without proper guidance, you could be throwing away thousands per year (or month) without even knowing it.
It's time to put an end to this problem, and finally take back control.
What Others Are Saying
I could tell you this system works and leave it at that.
But rather show you what 2,175 smart families have already discovered:
What you'll learn at this event:
High-earner, not yet rich? If you’re struggling with finances despite your $100K income, this is for you.
How to set up an automated system for becoming a debt-free millionaire so you can retire young, and retire rich (do this once and everything changes).
Uncover an “extra” $19K per year in found money you didn’t know you had.
Where to invest, even if you know nothing about investing (financial advisors do NOT want you to know this).
The major money mistake most people make that keeps the average person broke and in debt forever (break this habit immediately).
And so much more!
Sign Up Now. Take The Challenge June 9-11, 7pm EST
Results vary based on income, consistency, and market conditions. These are real students sharing their actual experiences.
Now Here's The Funny Thing About Following "Smart" Advice...
At 23, I just finished my CPA...
Secured a cushy job at Deloitte...
And officially "made it" with a six figure salary.
But because of "smart" advice:
- "You can afford the payments" (took on $22k in car loans)
- "Invest in your education" (kept
$40k in student loans)
- "She deserves the best" (financed wedding ring for $10k)
- "Great sleep is priceless" (Put a $3.5k bed on my card)
- "Real estate always goes up" (bought a $228k house)
I was drowning in $304,000 of debt.
It didn't matter that I had a degree.
Or that I was seeing my boss more than my wife.
I was "falling behind" faster than I was getting ahead.
And when my wife Erin asked me...
"If we make such good money, why can't we afford to start a family?"
It felt like a knife in my stomach.
At this rate, we'd never be able to give our children a good life...
So we sat down and planned our escape...
We focused on making it so simple, it'd be almost impossible to fail:
- One budget tracking every dollar
- Simple index funds for investing
- Three accounts to automate it all
- 30 minutes per month to manage
The strategy was supposed to make us millionaires in 15 years...
But things didn't go according to plan...
Because we had a proven system, we made:
$320k by age 26
$650k by age 28
$1M by age 30
And today...
This is our net worth:
Because of that, we only work when we want...
We get to spend every day with our daughters...
And we've helped 2,175 other families fix their finances using the same system.
If you want to do the same, I'm revealing everything I know for FREE on August 12th at 8PM EST at .
Because I believe EVERY family deserves to live "the good life"...
Join 2,175 Happy Students That Learned My System
Frequently Asked Questions
"I'm busy. How long is this really? And what's the time commitment after?"
The workshop is 60 minutes. Short, focused, no fluff. As for after? The entire system takes 30 minutes per month to maintain. That's less time than you spend scrolling Instagram. I manage $3.6M in less time than it takes to watch a Netflix episode. If you don't have 30 minutes per month for your financial future, this isn't for you.
"My spouse thinks all financial programs are scams. Should I even bother?"
This is exactly why I made it free—so skeptical spouses can attend without risk. Fun fact: About 40% of attendees are "dragged" there by their partner. By minute 30, they're taking notes. By minute 45, they're asking questions. By the end, they're usually the ones saying "we need to do this." Bring them. Let the math convince them, not me.
"I've tried everything—Dave Ramsey, budgeting apps, other courses. Why is this different?"
Because I focus on what actually works. One budget. Two index funds. Three accounts. That's it. No rental properties. No side hustles. No eating rice and beans. I went from -$304k to +$3.6M in 7 years using boring investments and automation. Not sexy, but it works.
"What if I have debt? Should I even think about investing?"
ESPECIALLY if you have debt. I started with $304k in debt. Here's what nobody tells you: The math often favors investing while paying off debt (if your debt is under 6% interest). I'll show you exactly how to run the numbers for YOUR situation. We'll calculate whether you should attack debt first, invest first, or do both.
"How is this different from just hiring a financial advisor?"
Financial advisors charge 1% per year forever. Over 30 years on a million dollars? That's $300k+ in fees. Meanwhile, 96% of them can't beat simple index funds. This workshop costs nothing and teaches you to do it yourself in 30 minutes per month. No hidden fees. No commissions. Just math.
"Do I need to be good at math or investing?"
If you can use a calculator, you're qualified. The math is 4th-grade level. The investing strategy uses basic ETFs—that's it. I set up investment accounts for both my daughters and they're 2 and 4. Complexity is the enemy of wealth. Simple wins.
"Will this work if I make less than $100k?"
The principles work at any income, but the specific strategies I teach assume household income of $100k+. Why? Because below that, you need different tactics—extreme budgeting, income focus, side hustles. I teach wealth building for people who already make good money but can't seem to keep it.
What you'll learn at this event:
High-earner, not yet rich? If you’re struggling with finances despite your $100K income, this is for you.
How to set up an automated system for becoming a debt-free millionaire so you can retire young, and retire rich (do this once and everything changes).
Uncover an “extra” $19K per year in found money you didn’t know you had.
Where to invest, even if you know nothing about investing (financial advisors do NOT want you to know this).
The major money mistake most people make that keeps the average person broke and in debt forever (break this habit immediately).
And so much more!
Sign Up Now. Take The Challenge June 9-11, 7pm EST
Here's Why You Can't Afford To Wait Until "You're Ready"
You know what nobody tells you about compound interest?
It's ruthless.
Every month you wait is a month you can't get back. Not maybe. Not theoretically. Real time lost.
Here's what the math looks like:
If someone invests $1,000/month for 30 years (assuming historical 8% returns):
- Starting at 30: Could reach $1.36 million by 60
- Starting at 35: Could reach $838,000 by 60
- Starting at 40: Could reach $494,000 by 60
Based on historical market averages. Actual returns vary. Investing involves risk of loss.
Those 10 years of "I'll start next year"?
In this example, that's a potential difference of $866,000.
The market doesn't wait for perfect timing.
There's no "ready" moment.
There's only time—and what you do with it.
Tuesday night, I'll show you exactly how I got started. The same proven system I still use today. Nothing fancy. Nothing complicated.
The workshop is free.
The educational tools are free.
What you do with the information is up to you.
Disclaimer: Individual results vary based on effort, consistency, and market conditions. I can't guarantee you'll become a millionaire, but I can guarantee you'll learn exactly how I did it.
What you'll learn at this event:
High-earner, not yet rich? If you’re struggling with finances despite your $100K income, this is for you.
How to set up an automated system for becoming a debt-free millionaire so you can retire young, and retire rich (do this once and everything changes).
Uncover an “extra” $19K per year in found money you didn’t know you had.
Where to invest, even if you know nothing about investing (financial advisors do NOT want you to know this).
The major money mistake most people make that keeps the average person broke and in debt forever (break this habit immediately).
And so much more!
Sign Up Now. Take The Challenge June 9-11, 7pm EST
THE TWO TYPES OF PEOPLE
I've taught over 2,175 families to date, and they all fall into two camps:
TYPE 1: The "Someday" People
- Still reading the same investing books from the '90s
- Have 47 browser tabs open about "passive income"
- Know their Netflix password but not their 401k login
- Tell themselves "next year" every January
- Keep paying advisors to lose their money
- Say things like "the market is too risky right now"
Their future: Working through their 60s, worried about their kids' inheritance being debt
TYPE 2: The "System" People
- Spend one Tuesday setting up everything
- Automate their finances and forget about it
- Check accounts monthly, not daily
- Invest the consistently regardless of headlines
- Know exactly when they'll hit $1 million
- Actually enjoy their money while building wealth
Their future: Optional work by 50, kids set up for life
Here's what's interesting...
The ONLY difference between them is one decision:
Whether to learn the system or keep hoping things magically improve.
Both types make good money.
Both want financial freedom.
Both love their families.
But only TYPE 2 does something about it.
Last month, I met a couple who'd been "meaning to invest" for 11 years.
They calculated what that procrastination cost them:
$847,000 in compound growth (using my cost of inaction calculator)
Don't let that be your story.
The workshop is August 12th at 8PM EST at .
I'm capping it at 1,000 families because my Zoom literally can't handle more live attendees...
(learned that the hard way last time when we crashed at 1,417).
Plus, I answer questions live. Can't do that with 10,000 people.
If you're ready to stop being a "Someday" person and start being a "System" person...
This is your moment.
Here are your two options...
OPTION ONE:
Continue to do the same things you've been doing that got you to the place you're at right now.
OPTION TWO:
Take 100% control of your financial future and be the person in your family tree that is remembered for generations for changing your financial education.
I bet you're comfortable where you're at and making a change is scary...
Especially a financial change.